In depth interviews are conducted and the necessary documentation is obtained to determine the client’s risk tolerance and investment time horizon, goals and objectives. Utilizing an open architecture platform, portfolios are customized and/or independent investment managers are selected based upon the stated objectives of the client, as well as the investment managers’ style, performance, reputation, financial strength, reporting, pricing and research. The intended result is a professionally diversified portfolio with the appropriate time horizon that can deliver the highest after-tax returns for varying levels of risk.
Subsequent to portfolio establishment, performance versus target is tracked at periodic intervals selected by the client, which could be quarterly, semiannually or annually. This is conducted in order to ensure that the investment plan is on track to achieve the desired goals.